The rate indicated is based on the 'Unfixed Deposit' product' and is for a 60 month tenure for Tier 1. This account allows withdrawals in multiples of RM1,000. The remaining balance will continue to earn the fixed deposit rate. Withdrawals can only be made once the first 3 months of the FIxed Deposit tenure is completed. It requires a minimum for opening an account: RMB 1000 for deposits of 2 months and above or RMB 5000 (1 month tenure). You must be aged 18 years or over for non-residents as well as residents. Documents possibly required include NRIC or passport and utility bill to verify address.